Mortgage questions, answered
The essentials to help you compare with confidence.
What’s the difference between APR and interest rate?–
The interest rate is the cost of borrowing the principal. The APR is broader — it folds in lender fees and points, so it reflects the true yearly cost. When comparing lenders side by side, APR is the more accurate apples-to-apples number.
Does comparing rates here affect my credit score?+
Should I pay points to lower my rate?+
How much do I need for a down payment?+
Fixed vs. adjustable rate — which is right for me?+
